The logic of insurance contracts requires that the insured can cover the risk of suffering damage by
the payment of a premium that, in the event of an accident, gives the right to obtain fair compensation
for their losses.
Therefore, when to take out an insurance policy, it presents itself to the company the necessity to indicate to his insurance consultant the amount of capital to ensure the subject of the contract, considering that the indication of non-matching funds in excess would entail a waste of money, while a defect would lead to an improper application of sub-insurance and "proportional rule" in their assessment of the damage.
It is therefore necessary to have an appropriate assessment tool, a document drawn up by a reliable impartial company recognized by Insurance Companies, which is an indispensable prerequisite for the rapid resolution of any disputes arising from a different and often contradictory perception of the value of damaged property.
The service is based on a complete census of business assets, carried out
by technicians and in accordance with specific operational criteria.
The assets so valued are inventoried according to the criteria of "a New Value" and "Present Value" and collected documents certified estimate, the Company delivered to your insurance consultant.
The stipulation of the bill with a "Declaration of Value" ensures the Company: